By Brian Hapunda
Most of the 'educated people' in Zambia are poor sadly so. Majority of them earn less than K8,000 for a salary before Tax and other deductions.
When the
deductions are put into consideration, the 'net' salary comes
to around K6,000. The net salary then suffers from loan deductions of up to about K2,000 leaving the salary at around K4,000. The landlord then demands for his K2,000
and monthly shopping takes away K1,000 leaving one with a
K1,000.
The bus will demand for K600 going to and from work and relatives get another K400. The whole salary is gone and
borrowed money starts operating.
The borrowed
money includes short Loans (Kaloba which you pay at about
30% - 40% Interest) and salary advances.
The difference between poverty and prosperity is property. A prosperous person has property to his name while a poverty stricken person has no property to show.
Using this understanding, therefore, most of the degree holders are sadly poverty stricken, borrowing money to buy
Chicken and Chips, Pizza, a nice Germany Car (which they struggle to maintain service wise), Clothes and to some
extent borrowing to buy Beer (Bukoko)!
The biggest excuse for getting paid such low amounts of
money and having to sit and work for another person for 30
days is the degree that one possesses and that’s all. This
has made most of the degree holders very poor to be poverty stricken and will die that way for as long you do not
Wake up!
Degree holders, did you know that your Job as an employee
is to generate money for your employer? A degree holder is
so dependent on the salary that he/she can not do anything
to try to save or become his/her own Boss!
You can not become rich by working for someone.
DEGREE HOLDERS, I HOPE I HAVE MADE YOU UPSET IN THE POSITIVE WAY.
____
About the Author:
Brian Hapunda is a Tomato Farmer and Politician.
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